Dining card · Capital One
Capital One SavorOne
Capital One SavorOne is the no-fee dining card: 3% back on dining, entertainment, groceries and streaming, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Capital One |
|---|---|
| Network | Mastercard |
| Type | Dining |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 3% cash back on dining, entertainment, groceries and select streaming services, and 1% cash back on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
3% cash back on dining, entertainment, groceries and select streaming services, and 1% cash back on everything else.
Who it is built for
Built for people who want a higher rate on dining and groceries without an annual fee.
Current details — visit the official Capital One SavorOne page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Capital One
Other cards from the same issuer in this library.
- BJ's One+ Mastercard · Retail · No annual fee (as of 2026)
- Capital One Platinum · Credit Building · No annual fee (as of 2026)
- Capital One Platinum Secured · Secured · No annual fee (as of 2026)
- Capital One Quicksilver · Cash Back · No annual fee (as of 2026)
- Capital One QuicksilverOne · Cash Back · $39 (as of 2026)
- Capital One Savor · Dining · $95 (as of 2026)
More Dining cards
American Express Cobalt Card (Canada)
5 points per dollar on eats and drinks, 3 points per dollar on streaming subscriptions, 2 points per dollar on travel, transit and gas, and 1 point per dollar on everything else.
American Express Gold Card
4 points per dollar on dining worldwide and on groceries at US supermarkets (up to $25,000 in purchases a year), and 3 points per dollar on flights booked directly with airlines or through American Express Travel.
Capital One Savor
4% cash back on dining, entertainment and select streaming services, 3% cash back at grocery stores, and 1% cash back on everything else.
US Bank Altitude Go
4 points per dollar on dining, 2 points per dollar at grocery stores, gas stations and on streaming services, and 1 point per dollar on everything else.
Frequently asked questions
What is the Capital One SavorOne?
Capital One SavorOne is the no-fee dining card: 3% back on dining, entertainment, groceries and streaming, with no annual fee as of 2026.
Does the Capital One SavorOne have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Capital One SavorOne earn?
3% cash back on dining, entertainment, groceries and select streaming services, and 1% cash back on everything else.
Who issues the Capital One SavorOne?
The Capital One SavorOne is issued by Capital One and runs on the Mastercard network.
Sources
- https://www.capitalone.com/credit-cards/ — Issuer's card list
- https://www.capitalone.com/credit-cards/savorone/ — Issuer's official card page
Page last updated 14 November 2026.