Dining card · American Express
American Express Cobalt Card (Canada)
American Express Cobalt Card is Canada's dining card: 5 points per dollar on eats and drinks, with an annual fee of C$191.88 as of 2026.
Card facts
| Issuer | American Express |
|---|---|
| Network | American Express |
| Type | Dining |
| Annual fee | C$191 (as of 2026) |
| Rewards | 5 points per dollar on eats and drinks, 3 points per dollar on streaming subscriptions, 2 points per dollar on travel, transit and gas, and 1 point per dollar on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
5 points per dollar on eats and drinks, 3 points per dollar on streaming subscriptions, 2 points per dollar on travel, transit and gas, and 1 point per dollar on everything else.
Who it is built for
Built for Canadians whose spending is concentrated on dining and food delivery.
History
The card's fee is C$15.99 a month as of 2026.
Current details — visit the official American Express Cobalt Card (Canada) page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from American Express
Other cards from the same issuer in this library.
- American Express Business Gold Card · Business · $375 (as of 2026)
- American Express Business Platinum Card · Business · $895 (as of 2026)
- American Express Centurion Card · Travel · $5,000 (as of 2026)
- American Express Everyday Card · Cash Back · No annual fee (as of 2026)
- American Express Gold Card · Dining · $325 (as of 2026)
- American Express Green Card · Travel · $150 (as of 2026)
More Dining cards
American Express Gold Card
4 points per dollar on dining worldwide and on groceries at US supermarkets (up to $25,000 in purchases a year), and 3 points per dollar on flights booked directly with airlines or through American Express Travel.
Capital One Savor
4% cash back on dining, entertainment and select streaming services, 3% cash back at grocery stores, and 1% cash back on everything else.
Capital One SavorOne
3% cash back on dining, entertainment, groceries and select streaming services, and 1% cash back on everything else.
US Bank Altitude Go
4 points per dollar on dining, 2 points per dollar at grocery stores, gas stations and on streaming services, and 1 point per dollar on everything else.
Frequently asked questions
What is the American Express Cobalt Card (Canada)?
American Express Cobalt Card is Canada's dining card: 5 points per dollar on eats and drinks, with an annual fee of C$191.88 as of 2026.
Does the American Express Cobalt Card (Canada) have an annual fee?
Yes — the annual fee is C$191 (as of 2026).
What rewards does the American Express Cobalt Card (Canada) earn?
5 points per dollar on eats and drinks, 3 points per dollar on streaming subscriptions, 2 points per dollar on travel, transit and gas, and 1 point per dollar on everything else.
Who issues the American Express Cobalt Card (Canada)?
The American Express Cobalt Card (Canada) is issued by American Express and runs on the American Express network.
Sources
- https://www.americanexpress.com/en-ca/credit-cards/cobalt-card/ — Issuer's card page
- https://www.americanexpress.com/en-ca/credit-cards/ — Issuer's card list
Page last updated 14 November 2026.