Cash Back card · Capital One
Capital One QuicksilverOne
Capital One QuicksilverOne is the flat-rate cash back card for building credit: 1.5% back on everything, with a $39 annual fee as of 2026.
Card facts
| Issuer | Capital One |
|---|---|
| Network | Mastercard |
| Type | Cash Back |
| Annual fee | $39 (as of 2026) |
| Rewards | 1.5% cash back on every purchase, with no spending limit on the flat rate. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
1.5% cash back on every purchase, with no spending limit on the flat rate.
Who it is built for
Built for people building their credit who still want cash back on every purchase.
Current details — visit the official Capital One QuicksilverOne page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Capital One
Other cards from the same issuer in this library.
- BJ's One+ Mastercard · Retail · No annual fee (as of 2026)
- Capital One Platinum · Credit Building · No annual fee (as of 2026)
- Capital One Platinum Secured · Secured · No annual fee (as of 2026)
- Capital One Quicksilver · Cash Back · No annual fee (as of 2026)
- Capital One Savor · Dining · $95 (as of 2026)
- Capital One SavorOne · Dining · No annual fee (as of 2026)
More Cash Back cards
American Express Everyday Card
2 points per dollar at US supermarkets (up to $6,000 in purchases a year), and 1 point per dollar on everything else.
Apple Card
3% Daily Cash back at Apple and select merchants, 2% Daily Cash back on purchases made with Apple Pay, and 1% Daily Cash back on purchases made with the physical card.
Bank of America Customized Cash Rewards
3% cash back in a category the holder chooses (up to $2,500 in combined purchases a quarter), 2% cash back at grocery stores and wholesale clubs, and 1% cash back on everything else.
Bank of America Unlimited Cash Rewards
1.5% cash back on every purchase, with no spending limit on the flat rate.
Frequently asked questions
What is the Capital One QuicksilverOne?
Capital One QuicksilverOne is the flat-rate cash back card for building credit: 1.5% back on everything, with a $39 annual fee as of 2026.
Does the Capital One QuicksilverOne have an annual fee?
Yes — the annual fee is $39 (as of 2026).
What rewards does the Capital One QuicksilverOne earn?
1.5% cash back on every purchase, with no spending limit on the flat rate.
Who issues the Capital One QuicksilverOne?
The Capital One QuicksilverOne is issued by Capital One and runs on the Mastercard network.
Sources
- https://www.capitalone.com/credit-cards/ — Issuer's card list
- https://www.capitalone.com/credit-cards/quicksilverone/ — Issuer's official card page
Page last updated 14 November 2026.