Retail card · Capital One
BJ's One+ Mastercard
BJ's One+ Mastercard is the card for BJ's members: 5% back at BJ's, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Capital One |
|---|---|
| Network | Mastercard |
| Type | Retail |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 5% cash back at BJ's, 2% cash back on dining and gas, and 1% cash back on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
5% cash back at BJ's, 2% cash back on dining and gas, and 1% cash back on everything else.
Who it is built for
Built for BJ's members who shop at the club regularly.
Current details — visit the official BJ's One+ Mastercard page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Capital One
Other cards from the same issuer in this library.
- Capital One Platinum · Credit Building · No annual fee (as of 2026)
- Capital One Platinum Secured · Secured · No annual fee (as of 2026)
- Capital One Quicksilver · Cash Back · No annual fee (as of 2026)
- Capital One QuicksilverOne · Cash Back · $39 (as of 2026)
- Capital One Savor · Dining · $95 (as of 2026)
- Capital One SavorOne · Dining · No annual fee (as of 2026)
More Retail cards
Amazon Prime Visa
5% back at Amazon and Whole Foods Market for Prime members, 2% back at restaurants, gas stations and on local transit and commuting, and 1% back on everything else.
Amazon Store Card
5% back at Amazon for Prime members (3% back for non-members), in the form of a statement credit.
Bloomingdale's Credit Card
3% back in rewards at Bloomingdale's, 2% back at restaurants, and 1% back on everything else.
Costco Anywhere Visa Card by Citi
4% cash back on gas and electric vehicle charging (up to $7,000 in purchases a year), 3% cash back on restaurants and eligible travel, 2% cash back at Costco, and 1% cash back on everything else.
Frequently asked questions
What is the BJ's One+ Mastercard?
BJ's One+ Mastercard is the card for BJ's members: 5% back at BJ's, with no annual fee as of 2026.
Does the BJ's One+ Mastercard have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the BJ's One+ Mastercard earn?
5% cash back at BJ's, 2% cash back on dining and gas, and 1% cash back on everything else.
Who issues the BJ's One+ Mastercard?
The BJ's One+ Mastercard is issued by Capital One and runs on the Mastercard network.
Sources
- https://www.bjs.com/content/credit-card — BJ's card page
- https://www.capitalone.com/credit-cards/ — Issuer's card list
Page last updated 14 November 2026.