Secured card · Capital One
Capital One Platinum Secured
Capital One Platinum Secured is the secured card: a refundable security deposit sets the credit limit, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Capital One |
|---|---|
| Network | Mastercard |
| Type | Secured |
| Annual fee | No annual fee (as of 2026) |
| Rewards | No points or cash back program — this card is built for establishing a credit history with a security deposit. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
No points or cash back program — this card is built for establishing a credit history with a security deposit.
Who it is built for
Built for people establishing a credit history who can place a refundable deposit.
Current details — visit the official Capital One Platinum Secured page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Capital One
Other cards from the same issuer in this library.
- BJ's One+ Mastercard · Retail · No annual fee (as of 2026)
- Capital One Platinum · Credit Building · No annual fee (as of 2026)
- Capital One Quicksilver · Cash Back · No annual fee (as of 2026)
- Capital One QuicksilverOne · Cash Back · $39 (as of 2026)
- Capital One Savor · Dining · $95 (as of 2026)
- Capital One SavorOne · Dining · No annual fee (as of 2026)
More Secured cards
Chime Credit Builder
No points or cash back program — this card is built for establishing a credit history, secured by money moved from a Chime checking account.
Discover it Secured
2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter), and 1% cash back on everything else.
OpenSky Plus Secured
No points or cash back program — this card is built for establishing a credit history with a security deposit.
Tomo Credit Card
1% cash back on every purchase, with no spending limit on the flat rate.
Frequently asked questions
What is the Capital One Platinum Secured?
Capital One Platinum Secured is the secured card: a refundable security deposit sets the credit limit, with no annual fee as of 2026.
Does the Capital One Platinum Secured have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Capital One Platinum Secured earn?
No points or cash back program — this card is built for establishing a credit history with a security deposit.
Who issues the Capital One Platinum Secured?
The Capital One Platinum Secured is issued by Capital One and runs on the Mastercard network.
Sources
- https://www.capitalone.com/credit-cards/ — Issuer's card list
- https://www.capitalone.com/credit-cards/platinum-secured/ — Issuer's official card page
Page last updated 14 November 2026.