Dining card · American Express
American Express Gold Card
American Express Gold Card is the dining-first card: 4 points per dollar on restaurants and US supermarkets, with a $325 annual fee as of 2026.
Card facts
| Issuer | American Express |
|---|---|
| Network | American Express |
| Type | Dining |
| Annual fee | $325 (as of 2026) |
| Rewards | 4 points per dollar on dining worldwide and on groceries at US supermarkets (up to $25,000 in purchases a year), and 3 points per dollar on flights booked directly with airlines or through American Express Travel. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
4 points per dollar on dining worldwide and on groceries at US supermarkets (up to $25,000 in purchases a year), and 3 points per dollar on flights booked directly with airlines or through American Express Travel.
Who it is built for
Built for people whose spending is concentrated on eating out and groceries, and who value Membership Rewards points.
History
The Gold Card is one of American Express's oldest products, dating to 1966 as a charge card. The modern credit card version, with its dining rewards, arrived with the 2018 refresh.
Current details — visit the official American Express Gold Card page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from American Express
Other cards from the same issuer in this library.
- American Express Business Gold Card · Business · $375 (as of 2026)
- American Express Business Platinum Card · Business · $895 (as of 2026)
- American Express Centurion Card · Travel · $5,000 (as of 2026)
- American Express Cobalt Card (Canada) · Dining · C$191 (as of 2026)
- American Express Everyday Card · Cash Back · No annual fee (as of 2026)
- American Express Green Card · Travel · $150 (as of 2026)
More Dining cards
American Express Cobalt Card (Canada)
5 points per dollar on eats and drinks, 3 points per dollar on streaming subscriptions, 2 points per dollar on travel, transit and gas, and 1 point per dollar on everything else.
Capital One Savor
4% cash back on dining, entertainment and select streaming services, 3% cash back at grocery stores, and 1% cash back on everything else.
Capital One SavorOne
3% cash back on dining, entertainment, groceries and select streaming services, and 1% cash back on everything else.
US Bank Altitude Go
4 points per dollar on dining, 2 points per dollar at grocery stores, gas stations and on streaming services, and 1 point per dollar on everything else.
Frequently asked questions
What is the American Express Gold Card?
American Express Gold Card is the dining-first card: 4 points per dollar on restaurants and US supermarkets, with a $325 annual fee as of 2026.
Does the American Express Gold Card have an annual fee?
Yes — the annual fee is $325 (as of 2026).
What rewards does the American Express Gold Card earn?
4 points per dollar on dining worldwide and on groceries at US supermarkets (up to $25,000 in purchases a year), and 3 points per dollar on flights booked directly with airlines or through American Express Travel.
Who issues the American Express Gold Card?
The American Express Gold Card is issued by American Express and runs on the American Express network.
Sources
- https://www.americanexpress.com/us/credit-cards/card/gold-card/ — Issuer's official card page
Page last updated 14 November 2026.