Secured card · Stride Bank
Chime Credit Builder
Chime Credit Builder is the secured card that builds credit with the holder's own money: no annual fee as of 2026 and no rewards program. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Stride Bank |
|---|---|
| Network | Visa |
| Type | Secured |
| Annual fee | No annual fee (as of 2026) |
| Rewards | No points or cash back program — this card is built for establishing a credit history, secured by money moved from a Chime checking account. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
No points or cash back program — this card is built for establishing a credit history, secured by money moved from a Chime checking account.
Who it is built for
Built for people establishing a credit history with no deposit of their own money beyond their checking balance.
Current details — visit the official Chime Credit Builder page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
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Frequently asked questions
What is the Chime Credit Builder?
Chime Credit Builder is the secured card that builds credit with the holder's own money: no annual fee as of 2026 and no rewards program.
Does the Chime Credit Builder have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Chime Credit Builder earn?
No points or cash back program — this card is built for establishing a credit history, secured by money moved from a Chime checking account.
Who issues the Chime Credit Builder?
The Chime Credit Builder is issued by Stride Bank and runs on the Visa network.
Sources
- https://www.chime.com/credit-builder/ — Chime's card page
- https://www.stridebank.com/ — Issuer's site
Page last updated 14 November 2026.