Secured card · Discover
Discover it Secured
Discover it Secured is the secured card: a refundable security deposit sets the credit limit, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Discover |
|---|---|
| Network | Discover |
| Type | Secured |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter), and 1% cash back on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter), and 1% cash back on everything else.
Who it is built for
Built for people establishing a credit history who can place a refundable deposit.
Current details — visit the official Discover it Secured page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Discover
Other cards from the same issuer in this library.
- Discover it Cash Back · Cash Back · No annual fee (as of 2026)
- Discover it Chrome · Cash Back · No annual fee (as of 2026)
- Discover it Miles · Travel · No annual fee (as of 2026)
- Discover it Student Cash Back · Student · No annual fee (as of 2026)
- Discover it Student Chrome · Student · No annual fee (as of 2026)
More Secured cards
Capital One Platinum Secured
No points or cash back program — this card is built for establishing a credit history with a security deposit.
Chime Credit Builder
No points or cash back program — this card is built for establishing a credit history, secured by money moved from a Chime checking account.
OpenSky Plus Secured
No points or cash back program — this card is built for establishing a credit history with a security deposit.
Tomo Credit Card
1% cash back on every purchase, with no spending limit on the flat rate.
Frequently asked questions
What is the Discover it Secured?
Discover it Secured is the secured card: a refundable security deposit sets the credit limit, with no annual fee as of 2026.
Does the Discover it Secured have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Discover it Secured earn?
2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter), and 1% cash back on everything else.
Who issues the Discover it Secured?
The Discover it Secured is issued by Discover and runs on the Discover network.
Sources
- https://www.discover.com/credit-cards/ — Issuer's card list
- https://www.discover.com/credit-cards/secured-credit-card/ — Issuer's official card page
Page last updated 14 November 2026.