Student card · Capital One
Journey Student
Journey Student is the student card for building credit: 1% back on everything, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Capital One |
|---|---|
| Network | Visa |
| Type | Student |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 1% cash back on every purchase, and an extra 0.25% back in months when the bill is paid on time. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
1% cash back on every purchase, and an extra 0.25% back in months when the bill is paid on time.
Who it is built for
Built for students building their credit history.
Current details — visit the official Journey Student page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Capital One
Other cards from the same issuer in this library.
- BJ's One+ Mastercard · Retail · No annual fee (as of 2026)
- Capital One Platinum · Credit Building · No annual fee (as of 2026)
- Capital One Platinum Secured · Secured · No annual fee (as of 2026)
- Capital One Quicksilver · Cash Back · No annual fee (as of 2026)
- Capital One QuicksilverOne · Cash Back · $39 (as of 2026)
- Capital One Savor · Dining · $95 (as of 2026)
More Student cards
Bank of America Travel Rewards for Students
1.5 points per dollar on every purchase, and 3 points per dollar on travel booked through the Bank of America Travel Center.
Discover it Student Cash Back
5% cash back in rotating categories that change each quarter (up to the quarterly maximum, then 1%), and 1% cash back on all other purchases.
Discover it Student Chrome
2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter), and 1% cash back on everything else.
Quicksilver Student
1.5% cash back on every purchase, with no spending limit on the flat rate.
Frequently asked questions
What is the Journey Student?
Journey Student is the student card for building credit: 1% back on everything, with no annual fee as of 2026.
Does the Journey Student have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Journey Student earn?
1% cash back on every purchase, and an extra 0.25% back in months when the bill is paid on time.
Who issues the Journey Student?
The Journey Student is issued by Capital One and runs on the Visa network.
Sources
- https://www.capitalone.com/credit-cards/ — Issuer's card list
- https://www.capitalone.com/credit-cards/journey-student/ — Issuer's official card page
Page last updated 14 November 2026.