Student card · Discover
Discover it Student Cash Back
Discover it Student Cash Back is the student card: 5% back in rotating categories each quarter, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Discover |
|---|---|
| Network | Discover |
| Type | Student |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 5% cash back in rotating categories that change each quarter (up to the quarterly maximum, then 1%), and 1% cash back on all other purchases. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
5% cash back in rotating categories that change each quarter (up to the quarterly maximum, then 1%), and 1% cash back on all other purchases.
Who it is built for
Built for students who want cash back and a first card.
Current details — visit the official Discover it Student Cash Back page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Discover
Other cards from the same issuer in this library.
- Discover it Cash Back · Cash Back · No annual fee (as of 2026)
- Discover it Chrome · Cash Back · No annual fee (as of 2026)
- Discover it Miles · Travel · No annual fee (as of 2026)
- Discover it Secured · Secured · No annual fee (as of 2026)
- Discover it Student Chrome · Student · No annual fee (as of 2026)
More Student cards
Bank of America Travel Rewards for Students
1.5 points per dollar on every purchase, and 3 points per dollar on travel booked through the Bank of America Travel Center.
Discover it Student Chrome
2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter), and 1% cash back on everything else.
Journey Student
1% cash back on every purchase, and an extra 0.25% back in months when the bill is paid on time.
Quicksilver Student
1.5% cash back on every purchase, with no spending limit on the flat rate.
Frequently asked questions
What is the Discover it Student Cash Back?
Discover it Student Cash Back is the student card: 5% back in rotating categories each quarter, with no annual fee as of 2026.
Does the Discover it Student Cash Back have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Discover it Student Cash Back earn?
5% cash back in rotating categories that change each quarter (up to the quarterly maximum, then 1%), and 1% cash back on all other purchases.
Who issues the Discover it Student Cash Back?
The Discover it Student Cash Back is issued by Discover and runs on the Discover network.
Sources
- https://www.discover.com/credit-cards/ — Issuer's card list
- https://www.discover.com/credit-cards/student/it-card.html — Issuer's official card page
Page last updated 14 November 2026.