Cash Back card · Bank of America
Bank of America Customized Cash Rewards
Bank of America Customized Cash Rewards is the choose-your-category card: 3% back in a chosen category, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Bank of America |
|---|---|
| Network | Visa |
| Type | Cash Back |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 3% cash back in a category the holder chooses (up to $2,500 in combined purchases a quarter), 2% cash back at grocery stores and wholesale clubs, and 1% cash back on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
3% cash back in a category the holder chooses (up to $2,500 in combined purchases a quarter), 2% cash back at grocery stores and wholesale clubs, and 1% cash back on everything else.
Who it is built for
Built for people whose spending is concentrated in one category they can choose.
Current details — visit the official Bank of America Customized Cash Rewards page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Bank of America
Other cards from the same issuer in this library.
- Alaska Airlines Visa Signature · Airline · $95 (as of 2026)
- Bank of America Business Advantage Customized Cash Rewards · Business · No annual fee (as of 2026)
- Bank of America Business Advantage Travel Rewards · Business · No annual fee (as of 2026)
- Bank of America Premium Rewards · Travel · $95 (as of 2026)
- Bank of America Premium Rewards Elite · Travel · $550 (as of 2026)
- Bank of America Travel Rewards · Travel · No annual fee (as of 2026)
More Cash Back cards
American Express Everyday Card
2 points per dollar at US supermarkets (up to $6,000 in purchases a year), and 1 point per dollar on everything else.
Apple Card
3% Daily Cash back at Apple and select merchants, 2% Daily Cash back on purchases made with Apple Pay, and 1% Daily Cash back on purchases made with the physical card.
Bank of America Unlimited Cash Rewards
1.5% cash back on every purchase, with no spending limit on the flat rate.
Blue Cash Everyday Card from American Express
3% cash back at US supermarkets (up to $6,000 in purchases a year), at US online retail and at US gas stations, and 1% cash back on everything else.
Frequently asked questions
What is the Bank of America Customized Cash Rewards?
Bank of America Customized Cash Rewards is the choose-your-category card: 3% back in a chosen category, with no annual fee as of 2026.
Does the Bank of America Customized Cash Rewards have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Bank of America Customized Cash Rewards earn?
3% cash back in a category the holder chooses (up to $2,500 in combined purchases a quarter), 2% cash back at grocery stores and wholesale clubs, and 1% cash back on everything else.
Who issues the Bank of America Customized Cash Rewards?
The Bank of America Customized Cash Rewards is issued by Bank of America and runs on the Visa network.
Sources
- https://www.bankofamerica.com/credit-cards/ — Issuer's card list
- https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/ — Issuer's official card page
Page last updated 14 November 2026.