Travel card · Bank of America
Bank of America Premium Rewards
Bank of America Premium Rewards is the mid-tier travel card: 2 points per dollar on travel and dining, with a $95 annual fee as of 2026.
Card facts
| Issuer | Bank of America |
|---|---|
| Network | Visa |
| Type | Travel |
| Annual fee | $95 (as of 2026) |
| Rewards | 2 points per dollar on travel and dining, and 1.5 points per dollar on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
2 points per dollar on travel and dining, and 1.5 points per dollar on everything else.
Who it is built for
Built for travellers who spend on travel and dining and want a simple points rate.
Current details — visit the official Bank of America Premium Rewards page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Bank of America
Other cards from the same issuer in this library.
- Alaska Airlines Visa Signature · Airline · $95 (as of 2026)
- Bank of America Business Advantage Customized Cash Rewards · Business · No annual fee (as of 2026)
- Bank of America Business Advantage Travel Rewards · Business · No annual fee (as of 2026)
- Bank of America Customized Cash Rewards · Cash Back · No annual fee (as of 2026)
- Bank of America Premium Rewards Elite · Travel · $550 (as of 2026)
- Bank of America Travel Rewards · Travel · No annual fee (as of 2026)
More Travel cards
American Express Centurion Card
1 Membership Rewards point per dollar on most purchases, with higher rates on flights and hotels booked through American Express Travel.
American Express Green Card
3 points per dollar on travel, transit and dining, and 1 point per dollar on everything else.
American Express Preferred Rewards Gold Card (UK)
1 Membership Rewards point per pound spent, 2 points per pound on travel booked through American Express Travel, and 1 point per pound on everything else.
Amtrak Guest Rewards
2 points per dollar on Amtrak travel, and 1 point per dollar on everything else.
Frequently asked questions
What is the Bank of America Premium Rewards?
Bank of America Premium Rewards is the mid-tier travel card: 2 points per dollar on travel and dining, with a $95 annual fee as of 2026.
Does the Bank of America Premium Rewards have an annual fee?
Yes — the annual fee is $95 (as of 2026).
What rewards does the Bank of America Premium Rewards earn?
2 points per dollar on travel and dining, and 1.5 points per dollar on everything else.
Who issues the Bank of America Premium Rewards?
The Bank of America Premium Rewards is issued by Bank of America and runs on the Visa network.
Sources
- https://www.bankofamerica.com/credit-cards/ — Issuer's card list
- https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/ — Issuer's official card page
Page last updated 14 November 2026.