Business card · Bank of America
Bank of America Business Advantage Customized Cash Rewards
Business Advantage Customized Cash Rewards is the business choose-your-category card: 3% back in a chosen category, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Bank of America |
|---|---|
| Network | Mastercard |
| Type | Business |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 3% cash back in a category the business chooses (up to $50,000 in purchases a year), 2% cash back on dining, and 1% cash back on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
3% cash back in a category the business chooses (up to $50,000 in purchases a year), 2% cash back on dining, and 1% cash back on everything else.
Who it is built for
Built for businesses whose spending is concentrated in one category they can choose.
Current details — visit the official Bank of America Business Advantage Customized Cash Rewards page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Bank of America
Other cards from the same issuer in this library.
- Alaska Airlines Visa Signature · Airline · $95 (as of 2026)
- Bank of America Business Advantage Travel Rewards · Business · No annual fee (as of 2026)
- Bank of America Customized Cash Rewards · Cash Back · No annual fee (as of 2026)
- Bank of America Premium Rewards · Travel · $95 (as of 2026)
- Bank of America Premium Rewards Elite · Travel · $550 (as of 2026)
- Bank of America Travel Rewards · Travel · No annual fee (as of 2026)
More Business cards
American Express Business Gold Card
4 points per dollar in the business's top two spending categories each billing cycle (up to $150,000 in combined purchases a year), 3 points per dollar on flights and prepaid hotels booked through American Express Travel, and 1 point per dollar on everything else.
American Express Business Platinum Card
5 points per dollar on flights and prepaid hotels booked through American Express Travel, 1.5 points per dollar on purchases of $5,000 or more (up to $2 million in purchases a year), and 1 point per dollar on everything else.
Bank of America Business Advantage Travel Rewards
1.5 points per dollar on every purchase, and 3 points per dollar on travel booked through the Bank of America Travel Center.
Blue Business Cash Card from American Express
2% cash back on every purchase, up to $50,000 in purchases a year, then 1% cash back.
Frequently asked questions
What is the Bank of America Business Advantage Customized Cash Rewards?
Business Advantage Customized Cash Rewards is the business choose-your-category card: 3% back in a chosen category, with no annual fee as of 2026.
Does the Bank of America Business Advantage Customized Cash Rewards have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Bank of America Business Advantage Customized Cash Rewards earn?
3% cash back in a category the business chooses (up to $50,000 in purchases a year), 2% cash back on dining, and 1% cash back on everything else.
Who issues the Bank of America Business Advantage Customized Cash Rewards?
The Bank of America Business Advantage Customized Cash Rewards is issued by Bank of America and runs on the Mastercard network.
Sources
- https://www.bankofamerica.com/smallbusiness/credit-cards/ — Issuer's card list
- https://business.bankofamerica.com/en/credit-cards/business-advantage-customized-cash-rewards — Issuer's official card page
Page last updated 14 November 2026.