Travel card · American Express
American Express Preferred Rewards Gold Card (UK)
The American Express Preferred Rewards Gold Card is the UK dining and travel card: 1 point per pound spent, with a £195 annual fee as of 2026. Annual fee: £195 (as of 2026).
Card facts
| Issuer | American Express |
|---|---|
| Network | American Express |
| Type | Travel |
| Annual fee | £195 (as of 2026) |
| Rewards | 1 Membership Rewards point per pound spent, 2 points per pound on travel booked through American Express Travel, and 1 point per pound on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
1 Membership Rewards point per pound spent, 2 points per pound on travel booked through American Express Travel, and 1 point per pound on everything else.
Who it is built for
Built for UK travellers and diners who collect Membership Rewards points.
Current details — visit the official American Express Preferred Rewards Gold Card (UK) page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from American Express
Other cards from the same issuer in this library.
- American Express Business Gold Card · Business · $375 (as of 2026)
- American Express Business Platinum Card · Business · $895 (as of 2026)
- American Express Centurion Card · Travel · $5,000 (as of 2026)
- American Express Cobalt Card (Canada) · Dining · C$191 (as of 2026)
- American Express Everyday Card · Cash Back · No annual fee (as of 2026)
- American Express Gold Card · Dining · $325 (as of 2026)
More Travel cards
American Express Centurion Card
1 Membership Rewards point per dollar on most purchases, with higher rates on flights and hotels booked through American Express Travel.
American Express Green Card
3 points per dollar on travel, transit and dining, and 1 point per dollar on everything else.
Amtrak Guest Rewards
2 points per dollar on Amtrak travel, and 1 point per dollar on everything else.
Amtrak Guest Rewards Preferred
3 points per dollar on Amtrak travel, 2 points per dollar on other travel and dining, and 1 point per dollar on everything else.
Frequently asked questions
What is the American Express Preferred Rewards Gold Card (UK)?
The American Express Preferred Rewards Gold Card is the UK dining and travel card: 1 point per pound spent, with a £195 annual fee as of 2026.
Does the American Express Preferred Rewards Gold Card (UK) have an annual fee?
Yes — the annual fee is £195 (as of 2026).
What rewards does the American Express Preferred Rewards Gold Card (UK) earn?
1 Membership Rewards point per pound spent, 2 points per pound on travel booked through American Express Travel, and 1 point per pound on everything else.
Who issues the American Express Preferred Rewards Gold Card (UK)?
The American Express Preferred Rewards Gold Card (UK) is issued by American Express and runs on the American Express network.
Sources
- https://www.americanexpress.com/en-gb/credit-cards/gold-credit-card/ — Issuer's card page
- https://www.americanexpress.com/en-gb/credit-cards/ — Issuer's card list
Page last updated 14 November 2026.