Travel card · American Express
American Express Centurion Card
American Express Centurion Card is the invitation-only card: a $5,000 annual fee as of 2026, and access to the Centurion Lounges.
Card facts
| Issuer | American Express |
|---|---|
| Network | American Express |
| Type | Travel |
| Annual fee | $5,000 (as of 2026) |
| Rewards | 1 Membership Rewards point per dollar on most purchases, with higher rates on flights and hotels booked through American Express Travel. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
1 Membership Rewards point per dollar on most purchases, with higher rates on flights and hotels booked through American Express Travel.
Who it is built for
Built for high spenders who are invited by American Express.
History
American Express launched the Centurion Card in 1999 as its invitation-only card, after years of rumours about a black card for its best customers.
Current details — visit the official American Express Centurion Card page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from American Express
Other cards from the same issuer in this library.
- American Express Business Gold Card · Business · $375 (as of 2026)
- American Express Business Platinum Card · Business · $895 (as of 2026)
- American Express Cobalt Card (Canada) · Dining · C$191 (as of 2026)
- American Express Everyday Card · Cash Back · No annual fee (as of 2026)
- American Express Gold Card · Dining · $325 (as of 2026)
- American Express Green Card · Travel · $150 (as of 2026)
More Travel cards
American Express Green Card
3 points per dollar on travel, transit and dining, and 1 point per dollar on everything else.
American Express Preferred Rewards Gold Card (UK)
1 Membership Rewards point per pound spent, 2 points per pound on travel booked through American Express Travel, and 1 point per pound on everything else.
Amtrak Guest Rewards
2 points per dollar on Amtrak travel, and 1 point per dollar on everything else.
Amtrak Guest Rewards Preferred
3 points per dollar on Amtrak travel, 2 points per dollar on other travel and dining, and 1 point per dollar on everything else.
Frequently asked questions
What is the American Express Centurion Card?
American Express Centurion Card is the invitation-only card: a $5,000 annual fee as of 2026, and access to the Centurion Lounges.
Does the American Express Centurion Card have an annual fee?
Yes — the annual fee is $5,000 (as of 2026).
What rewards does the American Express Centurion Card earn?
1 Membership Rewards point per dollar on most purchases, with higher rates on flights and hotels booked through American Express Travel.
Who issues the American Express Centurion Card?
The American Express Centurion Card is issued by American Express and runs on the American Express network.
Sources
- https://en.wikipedia.org/wiki/Centurion_Card — Card history
- https://www.americanexpress.com/us/credit-cards/card/centurion/ — Issuer's card page
Page last updated 14 November 2026.