Business card · American Express
American Express Business Platinum Card
American Express Business Platinum Card is the company's premium business card: a $895 annual fee as of 2026, lounge access, and 5 points per dollar on flights and prepaid hotels booked through American Express Travel.
Card facts
| Issuer | American Express |
|---|---|
| Network | American Express |
| Type | Business |
| Annual fee | $895 (as of 2026) |
| Rewards | 5 points per dollar on flights and prepaid hotels booked through American Express Travel, 1.5 points per dollar on purchases of $5,000 or more (up to $2 million in purchases a year), and 1 point per dollar on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
5 points per dollar on flights and prepaid hotels booked through American Express Travel, 1.5 points per dollar on purchases of $5,000 or more (up to $2 million in purchases a year), and 1 point per dollar on everything else.
Who it is built for
Built for businesses with large travel spending and large single purchases.
Current details — visit the official American Express Business Platinum Card page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from American Express
Other cards from the same issuer in this library.
- American Express Business Gold Card · Business · $375 (as of 2026)
- American Express Centurion Card · Travel · $5,000 (as of 2026)
- American Express Cobalt Card (Canada) · Dining · C$191 (as of 2026)
- American Express Everyday Card · Cash Back · No annual fee (as of 2026)
- American Express Gold Card · Dining · $325 (as of 2026)
- American Express Green Card · Travel · $150 (as of 2026)
More Business cards
American Express Business Gold Card
4 points per dollar in the business's top two spending categories each billing cycle (up to $150,000 in combined purchases a year), 3 points per dollar on flights and prepaid hotels booked through American Express Travel, and 1 point per dollar on everything else.
Bank of America Business Advantage Customized Cash Rewards
3% cash back in a category the business chooses (up to $50,000 in purchases a year), 2% cash back on dining, and 1% cash back on everything else.
Bank of America Business Advantage Travel Rewards
1.5 points per dollar on every purchase, and 3 points per dollar on travel booked through the Bank of America Travel Center.
Blue Business Cash Card from American Express
2% cash back on every purchase, up to $50,000 in purchases a year, then 1% cash back.
Frequently asked questions
What is the American Express Business Platinum Card?
American Express Business Platinum Card is the company's premium business card: a $895 annual fee as of 2026, lounge access, and 5 points per dollar on flights and prepaid hotels booked through American Express Travel.
Does the American Express Business Platinum Card have an annual fee?
Yes — the annual fee is $895 (as of 2026).
What rewards does the American Express Business Platinum Card earn?
5 points per dollar on flights and prepaid hotels booked through American Express Travel, 1.5 points per dollar on purchases of $5,000 or more (up to $2 million in purchases a year), and 1 point per dollar on everything else.
Who issues the American Express Business Platinum Card?
The American Express Business Platinum Card is issued by American Express and runs on the American Express network.
Sources
- https://www.americanexpress.com/us/credit-cards/business/ — Issuer's card list
- https://www.americanexpress.com/us/credit-cards/business/business-platinum-card/ — Issuer's official card page
Page last updated 14 November 2026.