Retail card · Capital One
REI Co-op Mastercard
REI Co-op Mastercard is the card for REI shoppers: 5% back at REI, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Capital One |
|---|---|
| Network | Mastercard |
| Type | Retail |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 5% back at REI, 2% back on groceries and dining, and 1.5% back on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
5% back at REI, 2% back on groceries and dining, and 1.5% back on everything else.
Who it is built for
Built for REI members who shop for outdoor gear.
Current details — visit the official REI Co-op Mastercard page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Capital One
Other cards from the same issuer in this library.
- BJ's One+ Mastercard · Retail · No annual fee (as of 2026)
- Capital One Platinum · Credit Building · No annual fee (as of 2026)
- Capital One Platinum Secured · Secured · No annual fee (as of 2026)
- Capital One Quicksilver · Cash Back · No annual fee (as of 2026)
- Capital One QuicksilverOne · Cash Back · $39 (as of 2026)
- Capital One Savor · Dining · $95 (as of 2026)
More Retail cards
Amazon Prime Visa
5% back at Amazon and Whole Foods Market for Prime members, 2% back at restaurants, gas stations and on local transit and commuting, and 1% back on everything else.
Amazon Store Card
5% back at Amazon for Prime members (3% back for non-members), in the form of a statement credit.
BJ's One+ Mastercard
5% cash back at BJ's, 2% cash back on dining and gas, and 1% cash back on everything else.
Bloomingdale's Credit Card
3% back in rewards at Bloomingdale's, 2% back at restaurants, and 1% back on everything else.
Frequently asked questions
What is the REI Co-op Mastercard?
REI Co-op Mastercard is the card for REI shoppers: 5% back at REI, with no annual fee as of 2026.
Does the REI Co-op Mastercard have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the REI Co-op Mastercard earn?
5% back at REI, 2% back on groceries and dining, and 1.5% back on everything else.
Who issues the REI Co-op Mastercard?
The REI Co-op Mastercard is issued by Capital One and runs on the Mastercard network.
Sources
- https://www.rei.com/membership/rei-co-op-mastercard — REI's card page
- https://www.capitalone.com/credit-cards/ — Issuer's card list
Page last updated 14 November 2026.