Travel card · Chase
Chase Sapphire Preferred
Chase Sapphire Preferred is the card that made the mid-tier travel card a category of its own: a $95 annual fee (as of 2026) and points that transfer to airline and hotel partners.
Card facts
| Issuer | Chase |
|---|---|
| Network | Visa |
| Type | Travel |
| Annual fee | $95 (as of 2026) |
| Rewards | 3 points per dollar on dining, 2 points per dollar on travel, and 1 point per dollar on everything else, in Chase Ultimate Rewards points. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
3 points per dollar on dining, 2 points per dollar on travel, and 1 point per dollar on everything else, in Chase Ultimate Rewards points.
Who it is built for
Built for travellers who want one card for dining and travel, and who use transfer partners rather than cashing points out.
History
Chase launched Sapphire Preferred in 2009. It became the reference point for the modern travel rewards card, and its points program, Chase Ultimate Rewards, is the one other issuers are most often measured against.
Current details — visit the official Chase Sapphire Preferred page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Chase
Other cards from the same issuer in this library.
- Aer Lingus Visa Signature · Airline · $95 (as of 2026)
- Amazon Prime Visa · Retail · No annual fee (as of 2026)
- British Airways Visa Signature · Airline · $95 (as of 2026)
- Chase Aeroplan Card · Airline · No annual fee (as of 2026)
- Chase Freedom Flex · Cash Back · No annual fee (as of 2026)
- Chase Freedom Unlimited · Cash Back · No annual fee (as of 2026)
More Travel cards
American Express Centurion Card
1 Membership Rewards point per dollar on most purchases, with higher rates on flights and hotels booked through American Express Travel.
American Express Green Card
3 points per dollar on travel, transit and dining, and 1 point per dollar on everything else.
American Express Preferred Rewards Gold Card (UK)
1 Membership Rewards point per pound spent, 2 points per pound on travel booked through American Express Travel, and 1 point per pound on everything else.
Amtrak Guest Rewards
2 points per dollar on Amtrak travel, and 1 point per dollar on everything else.
Frequently asked questions
What is the Chase Sapphire Preferred?
Chase Sapphire Preferred is the card that made the mid-tier travel card a category of its own: a $95 annual fee (as of 2026) and points that transfer to airline and hotel partners.
Does the Chase Sapphire Preferred have an annual fee?
Yes — the annual fee is $95 (as of 2026).
What rewards does the Chase Sapphire Preferred earn?
3 points per dollar on dining, 2 points per dollar on travel, and 1 point per dollar on everything else, in Chase Ultimate Rewards points.
Who issues the Chase Sapphire Preferred?
The Chase Sapphire Preferred is issued by Chase and runs on the Visa network.
Sources
- https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred — Issuer's official card page
Page last updated 14 November 2026.