Cash Back card · Chase
Chase Freedom Unlimited
Chase Freedom Unlimited is the flat-rate card of the Chase family: 1.5% back on everything, with 3% on dining and drugstores, and no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Chase |
|---|---|
| Network | Visa |
| Type | Cash Back |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 1.5% back on every purchase, 3% back on dining and at drugstores, and 5% back on travel booked through Chase Travel. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
1.5% back on every purchase, 3% back on dining and at drugstores, and 5% back on travel booked through Chase Travel.
Who it is built for
Built for people who want one simple cash back rate and Chase Ultimate Rewards points on every purchase.
History
Chase renamed its Freedom card to Freedom Unlimited in 2016, shifting it to a flat-rate card.
Current details — visit the official Chase Freedom Unlimited page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Chase
Other cards from the same issuer in this library.
- Aer Lingus Visa Signature · Airline · $95 (as of 2026)
- Amazon Prime Visa · Retail · No annual fee (as of 2026)
- British Airways Visa Signature · Airline · $95 (as of 2026)
- Chase Aeroplan Card · Airline · No annual fee (as of 2026)
- Chase Freedom Flex · Cash Back · No annual fee (as of 2026)
- Chase Ink Business Cash · Business · No annual fee (as of 2026)
More Cash Back cards
American Express Everyday Card
2 points per dollar at US supermarkets (up to $6,000 in purchases a year), and 1 point per dollar on everything else.
Apple Card
3% Daily Cash back at Apple and select merchants, 2% Daily Cash back on purchases made with Apple Pay, and 1% Daily Cash back on purchases made with the physical card.
Bank of America Customized Cash Rewards
3% cash back in a category the holder chooses (up to $2,500 in combined purchases a quarter), 2% cash back at grocery stores and wholesale clubs, and 1% cash back on everything else.
Bank of America Unlimited Cash Rewards
1.5% cash back on every purchase, with no spending limit on the flat rate.
Frequently asked questions
What is the Chase Freedom Unlimited?
Chase Freedom Unlimited is the flat-rate card of the Chase family: 1.5% back on everything, with 3% on dining and drugstores, and no annual fee as of 2026.
Does the Chase Freedom Unlimited have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Chase Freedom Unlimited earn?
1.5% back on every purchase, 3% back on dining and at drugstores, and 5% back on travel booked through Chase Travel.
Who issues the Chase Freedom Unlimited?
The Chase Freedom Unlimited is issued by Chase and runs on the Visa network.
Sources
- https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited — Issuer's official card page
Page last updated 14 November 2026.