Travel card · PenFed
PenFed Pathfinder Rewards
PenFed Pathfinder Rewards is the travel card: 4 points per dollar on travel, with a $95 annual fee as of 2026.
Card facts
| Issuer | PenFed |
|---|---|
| Network | Visa |
| Type | Travel |
| Annual fee | $95 (as of 2026) |
| Rewards | 4 points per dollar on travel, 3 points per dollar on dining, and 1.5 points per dollar on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
4 points per dollar on travel, 3 points per dollar on dining, and 1.5 points per dollar on everything else.
Who it is built for
Built for credit union members who travel.
Current details — visit the official PenFed Pathfinder Rewards page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from PenFed
Other cards from the same issuer in this library.
- PenFed Gold Visa · Balance Transfer · No annual fee (as of 2026)
- PenFed Power Cash Rewards · Cash Back · No annual fee (as of 2026)
More Travel cards
American Express Centurion Card
1 Membership Rewards point per dollar on most purchases, with higher rates on flights and hotels booked through American Express Travel.
American Express Green Card
3 points per dollar on travel, transit and dining, and 1 point per dollar on everything else.
American Express Preferred Rewards Gold Card (UK)
1 Membership Rewards point per pound spent, 2 points per pound on travel booked through American Express Travel, and 1 point per pound on everything else.
Amtrak Guest Rewards
2 points per dollar on Amtrak travel, and 1 point per dollar on everything else.
Frequently asked questions
What is the PenFed Pathfinder Rewards?
PenFed Pathfinder Rewards is the travel card: 4 points per dollar on travel, with a $95 annual fee as of 2026.
Does the PenFed Pathfinder Rewards have an annual fee?
Yes — the annual fee is $95 (as of 2026).
What rewards does the PenFed Pathfinder Rewards earn?
4 points per dollar on travel, 3 points per dollar on dining, and 1.5 points per dollar on everything else.
Who issues the PenFed Pathfinder Rewards?
The PenFed Pathfinder Rewards is issued by PenFed and runs on the Visa network.
Sources
- https://www.penfed.org/credit-cards — Issuer's card list
- https://www.penfed.org/credit-cards/pathfinder-rewards — Issuer's official card page
Page last updated 14 November 2026.