Travel card · HSBC UK
HSBC World Elite Mastercard
HSBC World Elite Mastercard is HSBC's premium travel card: a £195 annual fee as of 2026, lounge access, and 2 points per pound spent. Annual fee: £195 (as of 2026).
Card facts
| Issuer | HSBC UK |
|---|---|
| Network | Mastercard |
| Type | Travel |
| Annual fee | £195 (as of 2026) |
| Rewards | 2 points per pound spent on every purchase, with airport lounge access through LoungeKey. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
2 points per pound spent on every purchase, with airport lounge access through LoungeKey.
Who it is built for
Built for travellers who use airport lounges and want a premium card.
Current details — visit the official HSBC World Elite Mastercard page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More Travel cards
American Express Centurion Card
1 Membership Rewards point per dollar on most purchases, with higher rates on flights and hotels booked through American Express Travel.
American Express Green Card
3 points per dollar on travel, transit and dining, and 1 point per dollar on everything else.
American Express Preferred Rewards Gold Card (UK)
1 Membership Rewards point per pound spent, 2 points per pound on travel booked through American Express Travel, and 1 point per pound on everything else.
Amtrak Guest Rewards
2 points per dollar on Amtrak travel, and 1 point per dollar on everything else.
Frequently asked questions
What is the HSBC World Elite Mastercard?
HSBC World Elite Mastercard is HSBC's premium travel card: a £195 annual fee as of 2026, lounge access, and 2 points per pound spent.
Does the HSBC World Elite Mastercard have an annual fee?
Yes — the annual fee is £195 (as of 2026).
What rewards does the HSBC World Elite Mastercard earn?
2 points per pound spent on every purchase, with airport lounge access through LoungeKey.
Who issues the HSBC World Elite Mastercard?
The HSBC World Elite Mastercard is issued by HSBC UK and runs on the Mastercard network.
Sources
- https://www.hsbc.co.uk/credit-cards/products/premier-world-elite/ — Issuer's card page
- https://www.hsbc.co.uk/credit-cards/ — Issuer's card list
Page last updated 14 November 2026.