Travel card · Citi
Citi Strata Elite
Citi Strata Elite is Citi's premium travel card: a $595 annual fee as of 2026, lounge access, and 12 points per dollar on hotels and car rentals booked through Citi Travel.
Card facts
| Issuer | Citi |
|---|---|
| Network | Mastercard |
| Type | Travel |
| Annual fee | $595 (as of 2026) |
| Rewards | 12 points per dollar on hotels and car rentals booked through Citi Travel, 6 points per dollar on air travel, 3 points per dollar on dining, and 1.5 points per dollar on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
12 points per dollar on hotels and car rentals booked through Citi Travel, 6 points per dollar on air travel, 3 points per dollar on dining, and 1.5 points per dollar on everything else.
Who it is built for
Built for frequent travellers who book travel through Citi Travel and use airport lounges.
History
Citi launched Strata Elite in 2025 as its premium travel card.
Current details — visit the official Citi Strata Elite page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Citi
Other cards from the same issuer in this library.
- Bloomingdale's Credit Card · Retail · No annual fee (as of 2026)
- Citi AAdvantage Business · Business · $95 (as of 2026)
- Citi AAdvantage Executive World Legend Mastercard · Airline · $595 (as of 2026)
- Citi AAdvantage MileUp · Airline · No annual fee (as of 2026)
- Citi AAdvantage Platinum Select · Airline · $99 (as of 2026)
- Citi Custom Cash · Cash Back · No annual fee (as of 2026)
More Travel cards
American Express Centurion Card
1 Membership Rewards point per dollar on most purchases, with higher rates on flights and hotels booked through American Express Travel.
American Express Green Card
3 points per dollar on travel, transit and dining, and 1 point per dollar on everything else.
American Express Preferred Rewards Gold Card (UK)
1 Membership Rewards point per pound spent, 2 points per pound on travel booked through American Express Travel, and 1 point per pound on everything else.
Amtrak Guest Rewards
2 points per dollar on Amtrak travel, and 1 point per dollar on everything else.
Frequently asked questions
What is the Citi Strata Elite?
Citi Strata Elite is Citi's premium travel card: a $595 annual fee as of 2026, lounge access, and 12 points per dollar on hotels and car rentals booked through Citi Travel.
Does the Citi Strata Elite have an annual fee?
Yes — the annual fee is $595 (as of 2026).
What rewards does the Citi Strata Elite earn?
12 points per dollar on hotels and car rentals booked through Citi Travel, 6 points per dollar on air travel, 3 points per dollar on dining, and 1.5 points per dollar on everything else.
Who issues the Citi Strata Elite?
The Citi Strata Elite is issued by Citi and runs on the Mastercard network.
Sources
- https://www.citi.com/credit-cards — Issuer's card list
- https://www.citi.com/credit-cards/citi-strata-elite-credit-card — Issuer's official card page
Page last updated 14 November 2026.