Cash Back card · USAA
USAA Cashback Rewards Plus
USAA Cashback Rewards Plus is the no-fee card for gas and dining: 5% back on gas, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | USAA |
|---|---|
| Network | American Express |
| Type | Cash Back |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 5% cash back on gas (up to $3,000 in purchases a year), 2% cash back on dining and groceries, and 1% cash back on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
5% cash back on gas (up to $3,000 in purchases a year), 2% cash back on dining and groceries, and 1% cash back on everything else.
Who it is built for
Built for military members and their families who buy gas and groceries.
Current details — visit the official USAA Cashback Rewards Plus page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from USAA
Other cards from the same issuer in this library.
- USAA Preferred Cash Rewards · Cash Back · No annual fee (as of 2026)
- USAA Rate Advantage · Balance Transfer · No annual fee (as of 2026)
More Cash Back cards
American Express Everyday Card
2 points per dollar at US supermarkets (up to $6,000 in purchases a year), and 1 point per dollar on everything else.
Apple Card
3% Daily Cash back at Apple and select merchants, 2% Daily Cash back on purchases made with Apple Pay, and 1% Daily Cash back on purchases made with the physical card.
Bank of America Customized Cash Rewards
3% cash back in a category the holder chooses (up to $2,500 in combined purchases a quarter), 2% cash back at grocery stores and wholesale clubs, and 1% cash back on everything else.
Bank of America Unlimited Cash Rewards
1.5% cash back on every purchase, with no spending limit on the flat rate.
Frequently asked questions
What is the USAA Cashback Rewards Plus?
USAA Cashback Rewards Plus is the no-fee card for gas and dining: 5% back on gas, with no annual fee as of 2026.
Does the USAA Cashback Rewards Plus have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the USAA Cashback Rewards Plus earn?
5% cash back on gas (up to $3,000 in purchases a year), 2% cash back on dining and groceries, and 1% cash back on everything else.
Who issues the USAA Cashback Rewards Plus?
The USAA Cashback Rewards Plus is issued by USAA and runs on the American Express network.
Sources
- https://www.usaa.com/inet/wc/bank-credit-cards — Issuer's card list
- https://www.usaa.com/inet/wc/bank-credit-card-cashback-rewards-plus — Issuer's official card page
Page last updated 14 November 2026.