Retail card · Bread Financial
Ulta Beauty Rewards Mastercard
Ulta Beauty Rewards Mastercard is the card for Ulta shoppers: 2 points per dollar at Ulta, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Bread Financial |
|---|---|
| Network | Mastercard |
| Type | Retail |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 2 points per dollar at Ulta Beauty, and 1 point per dollar on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
2 points per dollar at Ulta Beauty, and 1 point per dollar on everything else.
Who it is built for
Built for people who shop at Ulta Beauty regularly.
Current details — visit the official Ulta Beauty Rewards Mastercard page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Bread Financial
Other cards from the same issuer in this library.
- Sephora Credit Card · Retail · No annual fee (as of 2026)
- Victoria's Secret Angel Card · Retail · No annual fee (as of 2026)
- Williams Sonoma Visa · Retail · No annual fee (as of 2026)
More Retail cards
Amazon Prime Visa
5% back at Amazon and Whole Foods Market for Prime members, 2% back at restaurants, gas stations and on local transit and commuting, and 1% back on everything else.
Amazon Store Card
5% back at Amazon for Prime members (3% back for non-members), in the form of a statement credit.
BJ's One+ Mastercard
5% cash back at BJ's, 2% cash back on dining and gas, and 1% cash back on everything else.
Bloomingdale's Credit Card
3% back in rewards at Bloomingdale's, 2% back at restaurants, and 1% back on everything else.
Frequently asked questions
What is the Ulta Beauty Rewards Mastercard?
Ulta Beauty Rewards Mastercard is the card for Ulta shoppers: 2 points per dollar at Ulta, with no annual fee as of 2026.
Does the Ulta Beauty Rewards Mastercard have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Ulta Beauty Rewards Mastercard earn?
2 points per dollar at Ulta Beauty, and 1 point per dollar on everything else.
Who issues the Ulta Beauty Rewards Mastercard?
The Ulta Beauty Rewards Mastercard is issued by Bread Financial and runs on the Mastercard network.
Sources
- https://www.ulta.com/creditcard — Ulta's card page
- https://www.breadfinancial.com/ — Issuer's site
Page last updated 14 November 2026.