Cash Back card · Scotiabank
Scotiabank Gold American Express
Scotiabank Gold American Express is the points card: 5 points per dollar on groceries, dining and entertainment, with an annual fee of C$120 as of 2026.
Card facts
| Issuer | Scotiabank |
|---|---|
| Network | American Express |
| Type | Cash Back |
| Annual fee | C$120 (as of 2026) |
| Rewards | 5 Scene+ points per dollar on groceries, dining and entertainment, 3 points per dollar on gas, transit and streaming, and 1 point per dollar on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
5 Scene+ points per dollar on groceries, dining and entertainment, 3 points per dollar on gas, transit and streaming, and 1 point per dollar on everything else.
Who it is built for
Built for Canadians whose spending is concentrated on groceries, dining and entertainment.
Current details — visit the official Scotiabank Gold American Express page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Scotiabank
Other cards from the same issuer in this library.
- Scotiabank Passport Visa Infinite · Travel · C$150 (as of 2026)
More Cash Back cards
American Express Everyday Card
2 points per dollar at US supermarkets (up to $6,000 in purchases a year), and 1 point per dollar on everything else.
Apple Card
3% Daily Cash back at Apple and select merchants, 2% Daily Cash back on purchases made with Apple Pay, and 1% Daily Cash back on purchases made with the physical card.
Bank of America Customized Cash Rewards
3% cash back in a category the holder chooses (up to $2,500 in combined purchases a quarter), 2% cash back at grocery stores and wholesale clubs, and 1% cash back on everything else.
Bank of America Unlimited Cash Rewards
1.5% cash back on every purchase, with no spending limit on the flat rate.
Frequently asked questions
What is the Scotiabank Gold American Express?
Scotiabank Gold American Express is the points card: 5 points per dollar on groceries, dining and entertainment, with an annual fee of C$120 as of 2026.
Does the Scotiabank Gold American Express have an annual fee?
Yes — the annual fee is C$120 (as of 2026).
What rewards does the Scotiabank Gold American Express earn?
5 Scene+ points per dollar on groceries, dining and entertainment, 3 points per dollar on gas, transit and streaming, and 1 point per dollar on everything else.
Who issues the Scotiabank Gold American Express?
The Scotiabank Gold American Express is issued by Scotiabank and runs on the American Express network.
Sources
- https://www.scotiabank.com/ca/en/personal/credit-cards/american-express/gold-card.html — Issuer's card page
- https://www.scotiabank.com/ca/en/personal/credit-cards.html — Issuer's card list
Page last updated 14 November 2026.