Retail card · Synchrony
Lowe's Advantage Card
Lowe's Advantage Card is the card for Lowe's shoppers: 5% off everyday purchases, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Synchrony |
|---|---|
| Network | Store card — only works at this store. |
| Type | Retail |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 5% off everyday purchases at Lowe's, or special financing on purchases of $299 or more. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
5% off everyday purchases at Lowe's, or special financing on purchases of $299 or more.
Who it is built for
Built for homeowners and contractors who shop at Lowe's.
Current details — visit the official Lowe's Advantage Card page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Synchrony
Other cards from the same issuer in this library.
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- PayPal Cashback Mastercard · Cash Back · No annual fee (as of 2026)
- PayPal Extras Mastercard · Cash Back · No annual fee (as of 2026)
- Sam's Club Mastercard · Retail · No annual fee (as of 2026)
- TJX Rewards Card · Retail · No annual fee (as of 2026)
More Retail cards
Amazon Prime Visa
5% back at Amazon and Whole Foods Market for Prime members, 2% back at restaurants, gas stations and on local transit and commuting, and 1% back on everything else.
Amazon Store Card
5% back at Amazon for Prime members (3% back for non-members), in the form of a statement credit.
BJ's One+ Mastercard
5% cash back at BJ's, 2% cash back on dining and gas, and 1% cash back on everything else.
Bloomingdale's Credit Card
3% back in rewards at Bloomingdale's, 2% back at restaurants, and 1% back on everything else.
Frequently asked questions
What is the Lowe's Advantage Card?
Lowe's Advantage Card is the card for Lowe's shoppers: 5% off everyday purchases, with no annual fee as of 2026.
Does the Lowe's Advantage Card have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Lowe's Advantage Card earn?
5% off everyday purchases at Lowe's, or special financing on purchases of $299 or more.
Who issues the Lowe's Advantage Card?
The Lowe's Advantage Card is issued by Synchrony and only works at that store.
Sources
- https://www.lowes.com/l/credit — Retailer's card page
- https://www.synchrony.com/ — Issuer's site
Page last updated 14 November 2026.