Retail card · First Bank & Trust
Kroger Rewards World Elite Mastercard
Kroger Rewards World Elite Mastercard is Kroger's card: up to 5 points per dollar on Kroger purchases, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | First Bank & Trust |
|---|---|
| Network | Mastercard |
| Type | Retail |
| Annual fee | No annual fee (as of 2026) |
| Rewards | Up to 5 points per dollar on purchases through Kroger.com and the Kroger app, 4 points per dollar at fuel centers, 3 points per dollar in stores, 2 points per dollar on dining, utilities and travel, and 1 point per dollar on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
Up to 5 points per dollar on purchases through Kroger.com and the Kroger app, 4 points per dollar at fuel centers, 3 points per dollar in stores, 2 points per dollar on dining, utilities and travel, and 1 point per dollar on everything else.
Who it is built for
Built for shoppers who buy groceries and fuel at Kroger.
History
Launched in September 2026, replacing the earlier U.S. Bank-issued Kroger Rewards card. Issued by First Bank & Trust and operated by Imprint Payments.
Current details — visit the official Kroger Rewards World Elite Mastercard page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More Retail cards
Amazon Prime Visa
5% back at Amazon and Whole Foods Market for Prime members, 2% back at restaurants, gas stations and on local transit and commuting, and 1% back on everything else.
Amazon Store Card
5% back at Amazon for Prime members (3% back for non-members), in the form of a statement credit.
BJ's One+ Mastercard
5% cash back at BJ's, 2% cash back on dining and gas, and 1% cash back on everything else.
Bloomingdale's Credit Card
3% back in rewards at Bloomingdale's, 2% back at restaurants, and 1% back on everything else.
Frequently asked questions
What is the Kroger Rewards World Elite Mastercard?
Kroger Rewards World Elite Mastercard is Kroger's card: up to 5 points per dollar on Kroger purchases, with no annual fee as of 2026.
Does the Kroger Rewards World Elite Mastercard have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Kroger Rewards World Elite Mastercard earn?
Up to 5 points per dollar on purchases through Kroger.com and the Kroger app, 4 points per dollar at fuel centers, 3 points per dollar in stores, 2 points per dollar on dining, utilities and travel, and 1 point per dollar on everything else.
Who issues the Kroger Rewards World Elite Mastercard?
The Kroger Rewards World Elite Mastercard is issued by First Bank & Trust and runs on the Mastercard network.
Sources
- https://www.kroger.com/pr/rewards-mastercard — Issuer's official card page
Page last updated 14 November 2026.