Hotel card · Chase
IHG One Rewards Premier
IHG One Rewards Premier is IHG's card: 10 points per dollar at IHG hotels and a free night award each year, with a $99 annual fee as of 2026.
Card facts
| Issuer | Chase |
|---|---|
| Network | Mastercard |
| Type | Hotel |
| Annual fee | $99 (as of 2026) |
| Rewards | 10 points per dollar at IHG hotels, 5 points per dollar on travel, dining and gas, and 3 points per dollar on everything else. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
10 points per dollar at IHG hotels, 5 points per dollar on travel, dining and gas, and 3 points per dollar on everything else.
Who it is built for
Built for IHG guests who stay often enough to use the yearly free night.
Current details — visit the official IHG One Rewards Premier page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
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More Hotel cards
Best Western Rewards
3 points per dollar at Best Western hotels, and 1 point per dollar on everything else.
Best Western Rewards Premium
10 points per dollar at Best Western hotels, and 2 points per dollar on everything else.
Choice Privileges Mastercard
5 points per dollar at Choice hotels, 3 points per dollar on gas, groceries and home improvement, and 1 point per dollar on everything else.
Choice Privileges Select Mastercard
10 points per dollar at Choice hotels, 5 points per dollar on gas, 3 points per dollar on groceries and home improvement, and 1 point per dollar on everything else.
Frequently asked questions
What is the IHG One Rewards Premier?
IHG One Rewards Premier is IHG's card: 10 points per dollar at IHG hotels and a free night award each year, with a $99 annual fee as of 2026.
Does the IHG One Rewards Premier have an annual fee?
Yes — the annual fee is $99 (as of 2026).
What rewards does the IHG One Rewards Premier earn?
10 points per dollar at IHG hotels, 5 points per dollar on travel, dining and gas, and 3 points per dollar on everything else.
Who issues the IHG One Rewards Premier?
The IHG One Rewards Premier is issued by Chase and runs on the Mastercard network.
Sources
- https://creditcards.chase.com/ — Issuer's card list
- https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier — Issuer's official card page
Page last updated 14 November 2026.