Cash Back card · Citi
Citi Double Cash
Citi Double Cash is the flat-rate cash back card: 2% back on everything, split 1% at purchase and 1% at payment, with no annual fee as of 2026. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Citi |
|---|---|
| Network | Mastercard |
| Type | Cash Back |
| Annual fee | No annual fee (as of 2026) |
| Rewards | 2% cash back on every purchase: 1% when you buy, and 1% when you pay the bill. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
2% cash back on every purchase: 1% when you buy, and 1% when you pay the bill.
Who it is built for
Built for people who want one simple cash back rate on every purchase, with no categories to track.
History
Citi launched Double Cash in 2014, built on the simple idea of paying 1% at purchase and 1% at payment — a structure that has stayed unchanged since.
Current details — visit the official Citi Double Cash page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Citi
Other cards from the same issuer in this library.
- Bloomingdale's Credit Card · Retail · No annual fee (as of 2026)
- Citi AAdvantage Business · Business · $95 (as of 2026)
- Citi AAdvantage Executive World Legend Mastercard · Airline · $595 (as of 2026)
- Citi AAdvantage MileUp · Airline · No annual fee (as of 2026)
- Citi AAdvantage Platinum Select · Airline · $99 (as of 2026)
- Citi Custom Cash · Cash Back · No annual fee (as of 2026)
More Cash Back cards
American Express Everyday Card
2 points per dollar at US supermarkets (up to $6,000 in purchases a year), and 1 point per dollar on everything else.
Apple Card
3% Daily Cash back at Apple and select merchants, 2% Daily Cash back on purchases made with Apple Pay, and 1% Daily Cash back on purchases made with the physical card.
Bank of America Customized Cash Rewards
3% cash back in a category the holder chooses (up to $2,500 in combined purchases a quarter), 2% cash back at grocery stores and wholesale clubs, and 1% cash back on everything else.
Bank of America Unlimited Cash Rewards
1.5% cash back on every purchase, with no spending limit on the flat rate.
Frequently asked questions
What is the Citi Double Cash?
Citi Double Cash is the flat-rate cash back card: 2% back on everything, split 1% at purchase and 1% at payment, with no annual fee as of 2026.
Does the Citi Double Cash have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Citi Double Cash earn?
2% cash back on every purchase: 1% when you buy, and 1% when you pay the bill.
Who issues the Citi Double Cash?
The Citi Double Cash is issued by Citi and runs on the Mastercard network.
Sources
- https://www.citi.com/credit-cards/citi-double-cash-credit-card — Issuer's official card page
Page last updated 14 November 2026.