Balance Transfer card · Navy Federal
Navy Federal Platinum
Navy Federal Platinum is the no-fee card for paying down a balance: no annual fee as of 2026 and no rewards program. Annual fee: No annual fee (as of 2026).
Card facts
| Issuer | Navy Federal |
|---|---|
| Network | Visa |
| Type | Balance Transfer |
| Annual fee | No annual fee (as of 2026) |
| Rewards | No points or cash back program — this card is built for paying down a balance. |
| Interest rate | Variable — the issuer's official page lists the current rate. |
Every fact above is taken from the sources listed below; anything no source states is left blank rather than guessed. Annual fees and rewards change — every figure on this page carries its year, and the issuer's official page is always the current one.
Rewards, in plain words
No points or cash back program — this card is built for paying down a balance.
Who it is built for
Built for military members and their families carrying a balance they want to pay down.
Current details — visit the official Navy Federal Platinum page. Annual fees, rewards and interest rates change; the issuer's own page is always the current one.
More cards from Navy Federal
Other cards from the same issuer in this library.
- Navy Federal Flagship Premier Visa Signature Card · Travel · $49 (as of 2026)
- Navy Federal More Rewards · Cash Back · No annual fee (as of 2026)
- Navy Federal cashRewards · Cash Back · No annual fee (as of 2026)
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Citi Diamond Preferred
No points or cash back program — this card is built for paying down a balance.
Citi Simplicity
No points or cash back program — this card is built for paying down a balance.
Frequently asked questions
What is the Navy Federal Platinum?
Navy Federal Platinum is the no-fee card for paying down a balance: no annual fee as of 2026 and no rewards program.
Does the Navy Federal Platinum have an annual fee?
No — the card has no annual fee (No annual fee (as of 2026)).
What rewards does the Navy Federal Platinum earn?
No points or cash back program — this card is built for paying down a balance.
Who issues the Navy Federal Platinum?
The Navy Federal Platinum is issued by Navy Federal and runs on the Visa network.
Sources
- https://www.navyfederal.org/loans-cards/credit-cards/ — Issuer's card list
- https://www.navyfederal.org/loans-cards/credit-cards/platinum.html — Issuer's official card page
Page last updated 14 November 2026.